First of all, does the "meet your neighbors" still exist? I can't find it.
But here are my questions. I'm all of a sudden it seems coming down with can be classed as serious health problem. In this case, the kidneys. Can someone tell me what the co-insurance? Is it not what the card holder pays after the insurance pays their portion less discount and deductible? My insurance pays 80% of covered charages. A diagnostic bill totalled $3900. The insurance paid something like $2400, but I still have a $500 deductible and less the discount whatever that is, and I still got a bill for a little over $1000.
Second question: does the medical provider expect payment in full and right away? What if the card holder can't afford to pay the entire amount as one lump sum? then what happens? Can they seize your property and bank accounts? I've never had to deal with this type of problems before. But now it seems I need to know. All this is new to me and is scary both financially and medically.
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