I am a 31 year old male with darker fair skin (I can tan easily though not olive), blond, blue eyed, and sun lover (live at beach, surf, hike, etc.). I am about 50/50 when it comes to properly putting on sunscreen but mostly sunburns occur on my back and the top of my forehead if at all. My mom had a melanoma in her late 40s/50s but she spent the 60s & 70s with mineral oil on her, basting in the sun.
In the last 10 days I saw this bumpy thing appear by my eye (see picture) which is giving me cause for concern. I'm pretty broke right now so can't afford to see a doctor unless it's truly necessary. Anyone think I should be worried?