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My cc company also has a promotion for the next month or so that you will get triple the points on any purchases you make. I've never used quickbooks or anything, but I also find that this is a good way to loosely keep track of where you spend money instead of just using cash for all your purchases. I'm also in love with online bill pay too... so much easier than snailmail.View Thread

I think for us, alot of our budgeting revolved around what we felt we could cut out of our lives without feeling deprived, and finding ways to pay less for the stuff we cannot live without. For instance, we still have cable with a good number of channels at our house, but we feel like that is a better investment in our entertainment than going out to a movie. I also try to make one "fancy" meal (like nice seafood, meals with more exotic ingredients) like every other week. It is like having a really nice restaurant meal (something we rarely do anymore) at a fraction of the cost, and it allows us (or me at least) to avoid those cravings to go out to a nice place, given that our taste buds can be satisfied to the same level at home. Also, I will pack my lunch on most days, but I still find it hard to completely avoid Starbucks. I've cut back alot, but I find that it is just one of those pleasures in life that I just don't want to do without... to some extent, I view it as an investment in my productivity, so if you think about it, it's not that bad, right? lol
However, we do do alot of basic things to cut expenses as well...
- Keep the freezer well stocked with meal food for those days when you just feel too lazy to cook. Then you can avoid doing takeout.
- I know alot of people think Whole Foods expensive, but I've found that buying from their bulk grains section saves alot of money. You can make a nutritious side of rice or other grains for the entire family for under a dollar per meal. I think I am going to start cooking rice and other grains in bulk so we can use them for a few meals in a row...
- Eat less meat! I have recently been trying to go vegetarian/vegan in the past few weeks for health reasons (although, I can't say I'm always that successful lol), but I have noticed that spirals into cost savings on meat products. And did you know tofu is $1.50/lb? I didn't until I started eating more of it. Compare that to the average price of meat per pound and, well, I think it is pretty obvious. I still buy meat for the boys, but going vege for myself totally and for a couple family meals per week actually saves a good amount of money, even considering that you will probably spend a little more money on fresh veggies for those meals.
- Look for sales. This, also pretty obvious. We stock up on items that we use frequently when we see one of the stores in our area is having a good sale. DH also scans the little coupon books that come in the Sunday paper... those coupons more than pay for the cost of getting the Sunday paper delivered, so it's a good investment.
I am sure we do other stuff, but that is what I can think of off the top of my head. Maybe next step will be to take the advice to unplug more stuff around the house when not in use... I've actually been meaning to do that, but I always forget
That would be something really easy to do and will have zero negaitve impact on our current lifestyle, so I should get on that lolView Thread


Just from reading all the poll threads and books and stuff, I have just come to realize that DS is just consistantly 1-2 months behind his peers in hitting his milestones. This used to bother me alot, not because he was behind 1-2 months, but because I was worried that he was really delayed, had problems causing these delays, whatever. Now, I could really care less because he is happy, healthy, and I am confident that he is just going to do everything on his own timeline, and do it well!
Like, DS would NEVER go to sleep on his onw in his crib. I tried CIO, and it just never ended up working. I ended up getting in the routine of rocking him to sleep for about 5-10 minutes each night and then laying him in his crib, but whatever, it worked, and I can think of many worse things than snuggling with your kid at night for a few minutes, KWIM? lol Anyway, last night, he just seemed fidgetty and uncomfortable, so I just randomly tried laying him in his crib with his blanket to see what happened... he was a little squirmy, but no crying or anything... he just looked like he was trying to get comfy... I listened on the monitor, and after a few minutes, all was quiet! I thought it was a fluke, but tonight went the same what with the fidgetting, so I tried laying him down while asleep in his crib with his blankie, and omg, instant success!!!
Sorry, that was kind of a long antedote, but my point is that I guess he was just ready to trade in mommy for his blankie and fall asleep on his own in his crib! No tears needed! In the back of my mind, I really thought I would need to use CIO to get him to go to sleep on his own this summer, because it really is just too hot to rock him at night where I live, but hey, guess not!
So yeah, don't sweat it if your 16 month old is still drinking from a bottle (hey, so is mine!), because eventually, he won't be. It is always good to try and offer sippies with milk from time to time, just to see if he is ready to go for it, and it's obviously not a good idea to keep your kid from doing something if they are ready to move on to a new developmental stage (like if I just continue to push the rocking, for example), but if he isn't ready, he isn't ready, and you know that. And if anyone gives you crap about it, whatever! I mean, stuff like pacis and bottles... doesn't really matter. I mean, if your kid is like 5yo walking around with a paci and bottle, you might have a problem on your hands (I've seen it... it's weird!), but let's be real, you know that isn't going to happen, so don't worry about it! That is my philosophy at least lolView Thread

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DS is doing really well now, but it was hard in the beginning with him being in the NICU for three weeks, dealing with different issues and not really knowing if he would do ok in the long run. Most 33 weekers do fine, but you never know, KWIM?View Thread

I only have one now, but I am not sure whether I will ever want to actively try to have a second because a) I feel really broke with one as it is b) I really need to (and want to) go back to school to get a masters degree and I don't want anything else to get in my way of making that happen c) I will likely have to go on bedrest at some point during my pregnancy, which I dread both physically and financially, and d) I am terrified of having another early birth, especially one at an earlier gestational age than when my DS was born.
I mean, if I get pregnant with #2 at some point, I would be really happy about it given that none of my fears about having #2 are absolute dealbreakers and probably more than one are somewhat unwarranted, but I just don't see myself actively TTC to get the job done, KWIM?View Thread

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