Of course my claim was denied initially. As they mostly all are. I have a disability attorney. I am just entering the 9th month of the "God awful" waiting process and am growing more depressed and anxious by the day. I have SO much to say about all this it wouldn't fit in this box! I have no one to talk to about it in my life, not anyone that would understand anyhow. And would be grateful for the comments and understanding of those that are going thru this ordeal. They don't make it easy or pleasant to get the disability benefits ( which we have earned, by the way ) in this country. It is a survival of the fittest and when you have a disability. God help you. You've already lost your quality of life, health, and job. Now you have to lose everything you have just to fight for benefits.View Thread
It sounds good in theory but it does take money, and lots of it, to go back to college. I had inquired about it at one time and since I don't qualify for the Pell grants, I would be paying on it per month during the duration of the school. I had also been involved with an org called Vocational Rehabilitation and that also turned out to be a waste of time.
I am assuming that if you got laid off from your job that you were able to draw unemployment?
Thanks for the suggestion however! Take Care. View Thread
This would be my biggest tip and if I had been smart, many years ago, I would have done it myself. Although I must say that for many years I had no idea that it was OA causing my problems. I feel the Arthritis Foundation is very NEGLIGENT in informing the public of the red flags when you have OA. In my case, I was involved in a serious work accident and the years of pain I had afterwards I just thought were due to the accident. Of course now I know better. But that is another story in and of itself.
My tip is that for the person that has any type of degenerating disease, such as OA or RA, and have the type of job ( such as I did ) that basically depends on your health and strength. Look into a supplemental kind of insurance, such as Aflac, and start paying into it early as compared to later. I'm sure it is costly but seriously think about what you are going to do when down the road, you are no longer able to do that job. And in this economy, don't fool yourself into thinking that there are other "easier" jobs that you could do. The last job I had, which I also had to quit, I had to lie like a dog about my knee problems. Just to get my foot in the door. But back to the point, I am wishing I had something to fall back on during this period of waiting for my day in court for my disability claim. I guess there are those who are fortunate enough to have a spouse to help them out financially during this period but I don't have that. I would think I had hit the jackpot if I were able to get unemployment but that doesn't happen either. So, heed my words, take it upon yourself to plan for the future while your still working! We all know that arthritis doesn't disappear and go away - it only gets worse. And who is going to help you financially when you have lost all income? It's ironic to me how I got denied the SSI help because it was based on the spouses income and he doesn't give me a penny. I have been put in the position where I have to steal just to get dog food. Or anything else for that matter. Do some reading on the effects of a disability claim. People lose their homes, go bankrupt, divorce rate is high, and suicide rate is high. Be smarter than I was and be prepared!!View Thread
I feel your pain. I have also got a claim in and trying to survive the hellish wait period. My atty. blames the backlog on a lack of judges. All I can say is this country should be ashamed and I wish everyone was somehow effected and knew just how broken the system is. I honestly think it would be more humane to just be put out of my misery - like the broken down horse. LOL It amuses me how SSD thinks there is just the "perfect" job out there for someone with a disablity. My response to that is, "If there were that perfect job out there for someone with a disablity, then there wouldn't be a need for SSD, right?" And by the way, in this economy, you go out there and compete with many of the younger/healthy/trained people for jobs and see where it gets you!! I too am trying to sell items. To be honest I am desperate for any kind of money. Haven't had much luck in selling anything yet though. Well, take care and thanks for listening to my ramblings!View Thread
Yes, you are absolutely right in that the bogus claims are at an all time high. I will only get 800.00 per mth when all is said and done. I don't know who in their right mind would want to go thru all the hell of applying and waiting for a year or more and losing everything in the process if they were capable of working. Who would "choose" to only have 800.00 per month if they had the option to make more. I would LOVE to have back the financial independence that I once had. Currently I'm literally stuck in a bad marriage because I don't have the means to do much about it. I don't have family members that can help. Or even anyone to talk to other than my daughter. I had to quit the job I had when I had the TKR in December. I've always had to do the very physical warehouse/production kind of jobs. I endured a great deal of pain for many years doing these jobs until it got so bad I was literally falling. And at the age of 50 I finally found a dr. that was willing to replace it in spite of my age. He wasn't going to do it however if I was going to continue doing the kind of job I had. And you don't get unemployment benefits if you quit a job because of a disability. So anyhow, here I am. I have resorted to "stealing" change from the person I am married to ( I refuse to use the word Husband ) because he refuses to give me any money. I am lucky if I have gas in my car and am able to buy dog food. I have decided it's better to live in denial because it's hard for me to wrap my mind around just how bad off I am. I'm 'suppose" to keep seeing my orth dr. since I also have oa in the other knee but that ain't going to be happening either. I live in the country and can't go anywhere that doesn't consists of a lot of driving. Which makes it difficult when you don't have money for gas. Please forgive my rambling. I could go on and on. But please know how much I appreciate your response and hope to hear from you again!View Thread